Borrowers often challenge SARFAESI actions in the Debt Recovery Tribunal (DRT) under Section 17. Elixir provides litigation support to banks, including drafting replies, affidavits, rejoinders, and representing banks during hearings. The firm ensures that all SARFAESI procedures have been followed correctly so that banks stand on strong legal ground. Elixir also helps banks defend possession, valuation, and sale actions, often coordinating with senior counsels. In cases where the borrower obtains a stay or temporary injunction, Elixir assists in filing appeals in Debt Recovery Appellate Tribunal (DRAT) and even High Courts if needed. Timely legal response helps prevent delays in asset realization and keeps enforcement on track.